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Bill, I'm going to run out and buy a coffee. You want one?
Sure. Let me give you $5
It's okay, I'll use my ATM card
What do you mean? You can't use an ATM card to purchase things
But it automatically deducts money from my banking account, right?
Well, yes, but that is only because ATM cards can only be used at ATMs.
Well, what if I use my credit card?
A credit card is sort of like a loan, which you eventually have to pay back with interest.
And my debit card?
A debit card takes money out of your checking account with your own money.
But my ATM card has a Visa sign. What does that mean?
Well, then you will be able to buy me some coffee. If your card has a Visa sign on it then it is an ATM card, and you can use it as a debit or credit card for purchases.
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