Credit

Credit
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  • CREDIT  By Kylee Edwards
  • Bill, don't forget to finish the paperwork that is due at 4pm! Also someone is here to see you!
  • Hello Jake!
  • Hey Bill! I was wondering if you could give me advice on my credit. My credit company keeps calling me and asking me to raise my credit limit. What should I do?
  • You shouldn't raise your credit limit because that can negatively impact and drop your credit score. Your credit score is made up of many factors.
  • Which factors determine my credit score?
  • Your payment history, amount of money owed, the length of your credit history, types of credit used and new credit are the five factors.
  • Wow, I didn't know all of these things! My credit score is 800, is that considered a good credit score?
  • FICO credit scores range from 300-850. 800 is a pretty good score, that might be the reason why your credit company keeps offering credit limit raises.
  • Wow, thank you for all this information, I feel more informed now!
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