credit scores and credit reports are very important. they help you structure your financial life. Their are four main category that belong on a credit report. One is Personal information. This usually includes your name, address, and your job.
Two other category's are credit account information and public record information. credit account information is the specific information about each credit account that you have or have had. public record information is information from federal, state and county public court records.
The last category is inquiry information. Inquiry information can be potentially negative or have no impacts. Inquire information is the request for an individuals credit report.