Credit Comic

Credit Comic
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Storyboard Text

  • I don't understand Jane. Why won't my credit go up?
  • I'm sure your just overreacting Lucy. Have you checked your credit score lately? 
  • Not really. It doesn't seem to important. 
  • The way you manage your account can affect your score, and there can often be mistakes with it if you don't check with it. 
  • So if I have a bad credit score, does that affect my credit report!?
  • It can. Your credit report is only your credit's history. 
  • So if I have a bad credit report, I can't get loan applications?
  • Most likely. Lenders use reports along with other details to determine a loan applicant's credit worthiness. 
  • So how do I make my credit look better? 
  • Well for one you could start to constantly check your credit. It'll help with unneeded mistakes.  
  • Wow, I didn't know I could start so easy. Thanks Jane. 
  • Another way would be to just start paying your dues on time too. It's a small start, but it'll make a big difference later. 
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