Ebenezer Scrooge was a lonely crabby banker who thought holidays were pointless.
Jacob Marley was a tormented soul who was forced to live in chained life due to how he had acted in his previous life.
Bob Crachit is an underpaid clerk at Scrooge's bank and loves holidays like Christmas.
Ebenezer Scrooge was a miser who worked at a bank and hated holidays. When his nephew asked for a day off, Scrooge snapped and a sister went off. When he came home from a troubling day at work, Scrooge was preparing for bed when he got a startling visit from four souls, including the spirit of his late friend Jacob Marley. He would soon be taught a lesson.