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I really need to start saving money so i can be on time with my bank repayment this month..
Hey Laura, do you want to come out for dinner with Isabel and I tonight?
I'm sure going out for dinner tonight won't make a big difference to my balance.
I really shouldn't have spent that much money tonight... I hope I still have enough money to pay the bank back.
3 Months Later...
I should have stuck to my budget. Now I can't repay the bank and they will repossess my car! I'm going to have to declare bankrupt if I don't get money soon!
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