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  • Hello there, I am here to buy a new car.
  • Okay, first let go in a check your credit score.
  • How can I improve my credit score?
  • I am sorry but we can not sell you a car, your credit score is to low. You have a 450 and we can only sell you a car if you have a 600.
  • Should I keep the credit cards after I pay them off?
  • You can start by paying off those un-payed traffic tickets and credit cards
  • Okay. What will happen if I have a bad credit score? Will it effect my living?
  • No. If you dont use or need the credit card, dont get it. Make you sure you keep up on your payments too.
  • Okay, thank you for your help!
  • It effects you greatly. With i bad credit card, you can not buy anything big. Like a house or a car, and if you find someone that will help you, your interest will be huge.
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