Choice of Consumer Credits

Choice of Consumer Credits

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  • Hey Lily! Good to see you again but why are you upset?
  • Hi Becca, it's been pretty rough. I plan for a trip but I don't have enough money. 
  • I want to borrow money from a bank but they talk about the use of consumer credit and it's making me very confused.
  • Aw, don't worry. I know what consumer credit is, I can help you out!
  • Consumer credit is a type of financing. It can refer to the use of credit cards, overdrafts, lines of credit and installment loans.
  • Wow, four options.  But which consumer credit can help me accomplish my dream trip?
  • Excellent question. You should choose one which does not require you to pay a lot of interest. In this case, since a trip does not require a lot of money, I suggest you to use your credit card to pay for the fees.
  • I appreciate your help, thanks Becca, I owe you one.
  • Oh it's not a problem at all!
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