Credit Cards by Luis

Credit Cards by Luis

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  • Hello man I was thinking about getting a credit card 
  • Why do you need a credit card?
  • Well I just want to go shopping and just swipe a card to pay
  • You can't just use a credit card for everything, you should only use it for good reasons
  • Okay 
  • Well first of all you would only want to use for emergencies and you also want to have good credit score
  • Ohh okay! That's good to know
  • Good credit score will help you out on low interest rates
  • Is there anything else I need to know?
  • There are three U.S. agencies: Equifax, Equirian & TransUnion and thats where all you credit history is at
  • Thank you man I appreciate your help
  • Yeah no problem
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