Best Practice Using Credit Cards & How to Get Out of Debt
Hey, whats wrong? Are you okay?
Yeah don't worry I gotchu fam, I know a lot about this topic.
No, I'm not okay. i'm in debt and I don't know how to use my credit card. Can you help me?
First determine if you can afford to pay the total monthly payment until your debt is paid off. Also contact a credit counseling agency and or bankruptcy attorney for advice. Decide which debt to pay off first the highest interest rate or the lowest balance.