After being fired from the police force, Josh was hanging out at Satan's bar when he decided he wanted a drink. Luckily, his little credit card was sitting in his pocket, offering to pay the price.
THE NEXT MORNING
So he used his card and bought the drink without a second thought. Josh never paid attention in Commerce, so he didn't understand at the time, but he had just put himself in debt. And after he finished the first drink, he got a craving for more.
TIME GOES ON
After five drinks from a bar that has killed many people, a drunken Josh finally decides to call it a night.
TO THE GRAVE
Josh was poor so he couldn't afford a home of his own, but the next morning he discovered a huge debt on his account and regretted everything. Unfortunately, you can't give back a drink.
Josh was in deep financial trouble, but could still get himself out with the right knowledge. However, he still hadn't learned, and only paid the minimum amount each month. His mother supported him, but even she couldn't repay this huge debt. Soon many of Josh's assets were sold, and he still had more to pay.
However, Josh never repaid the debt. It just kept gaining interest, and after his mother's death, he couldn't afford to keep himself alive. Josh died alone, and all his assets were sold.