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  • This is Tim. Tim just got home from work and is very hungry, but Tim has a problem.
  • Tim is completely out of food! Tim decides to run to the store and buy groceries.
  • At the grocery store, Tim discovers another problem. He is completely out of cash money, and his debit card has no money left.
  • He can just use his credit card!
  • But Tim has no need to worry.
  • Unlike a debit card, which uses money you already have, a credit card is an automatic way to pay for something using your credit company's money, with a promise to the company that you will pay them back in the future.
  • Now Tim is happy and no longer hungry.
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