Personal Finance

Personal Finance

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  • I just got my first paycheck, I'm going to try to buy a new car!
  • Yes sir!  Sounds great! I don't know much about car sales or loans so maybe you could walk me through
  • Hey pal, looking to buy a shiny new car? Here at Red Rhombus Car sales, we offer low monthly payments!
  • By that do you mean credit score? My girlfriend checked credit Karma for me and told me I had a 400 but we didnt know if that was good or bad
  • Lets take a look at your credit history, its an important step in our financing process
  •  Trans Union  Jimmy's credit score- 380 Because of past late payments, short past history, too many inquires and  a part time job, Jimmy has a below average score  
  • Awh man, I should have made those stereo payments on time!
  • Sorry jimmy, due to your lower than average credit score, we cant offer you finacing 
  • I’ll contact Trans Union and see if they have any tips on how to pick my score up
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