Mme. Loisel is a poor lady who feels unhappy without fine clothes. She lives in Paris, France around the late eighteenth century.
Mme. Loisel received an envelope that invited her to the evening reception at the Ministerial Mansion. She wasn't pleased at first because she was embarrassed about her clothes and she thought she would look like a pauper.
After receiving the invitation to the Mansion, her husband offered to pay for a nice dress that Mathilde could wear to the party. Mme. Forestier is a wealthy friend of Mathilde so she let her borrow a diamond necklace.
Loisel then went to the Ministerial Mansian and had lots of fun. She was not embarrassed because of wearing wealthy clothing.
Loisel took a cab from the Mansian, and arrived home. She realized that she had lost the necklace. She replaced the necklace with another one and it was worth thirty-four thousand francs.
oh no! I lost the necklace!
Loisel came clean to Madame Forestier after 10 years of repaying debt from the replacement necklace. Madame Forestier told Loisel that the original necklace was only worth five hundred francs.