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  • Good morning class, today we're going to be talking about credit reports!
  • What are credit reports Mr. Riehl?
  • A credit report is a record, created by the CRA, of an individual’s credit history. Any information from federal, state, and county public court records can be within your credit report!
  • ???
  • You can request one free credit report annually from each of the three credit reporting agencies.
  • How often can you request a credit report? 
  • What are the three main credit reporting agencies?
  • I'm glad you asked Maddy. The three main credit reporting agencies are Equifax, Experian, and TransUnion!
  • Oh, and before I forget- an individual’s credit report history may impact their insurance rates, employment, public utility services, and housing.
  • That's easy to understand!
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