Scarlet's Story

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  • Scarlet Hale is a 26 year old widow that lives in North Carolina. Even though she has a master’s degree, she currently has a job at the local library. She loves reading, so this works out, but she also loves teaching.
  • She loves working at her job, but it does not pay enough money for her to pay all her taxes, her student loans, and even daily necessities. It was not always like this, but ever since the accident, she has no other option. 
  • Bank
  • Brian was a 28 year old police officer in North Carolina. One day, while he was working, he had an early onset heart attack and was pronounced dead when he got to the hospital. He left behind his wife of 2 years, and since he was their main source of income, Scarlet was left with no husband, and no money.
  • Job Openings: - Elementary School teacher - High School English teacher -Middle School Librarian  
  • Scarlet was in a state of distress. She does not have enough money to pay her bills, and she still has to pay for the funeral. Thankfully, it turns out that there are two programs that can help her, the Public Safety Officers’ Benefits Program (PSOB) and the Earned Income Tax Credit (EITC). 
  • PSOB provides a death benefit to those who have lost a spouse or father that was a public safety officer whose death was the result of a personal injury in the line of duty. The only requirement for PSOB is to be the beneficiary on file with the agency at the time of death. EITC provides tax credit for workers with low to moderate income. Some of the requirements for EITC include having earned income from wages and having a social security number. 
  •  Because of the money that Scarlet received from PSOB, she was able to pay the funeral costs, and even put some of the extra money into her savings. With the money she receives from EITC, she is able to pay her taxes and bills with no issues. Now, Scarlet is searching for a better paying job with more benefits in Georgia where the cost of living is cheaper and so she can start a new life.
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