Credit

Credit
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  • My credit score is 650.. What does that mean?
  • WOW!
  • Well, a credit score is a number that indicates how credit-worthy you are. In other words, how likely you are to pay back a loan or money borrowed. 
  • That is not a good credit score. Since you have a low credit score, your APR will be higher. Your APR is your annual interest rate. This is also the same as the price of money per year.
  • Credit cards can be a good thing. However, interest can lead to debt if you let it build up. To avoid  paying interest, you should pay the bill in full each month.
  • What can I buy each month that I can afford to pay in full?
  • Using a credit card for gas or groceries only is a good way to ensure you can pay in full. Over time, this will build your credit score.
  • sing a credit card for gas or groceries only is a good way to ensure you can pay in full. Over time, this will build your credit score.
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