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  • This is the Seashell family. The Mom's name is Karen, she is 45 years old and works in real estate. Her hobyy is scrap-booking. The Dad's name is John, He is also 45 years old and he is unemployed. His hobby is baseball. James is the oldest son at 17 years old, he is unemployed and he likes to play guitar in his free time. Trevor is the middle child at 11 years old, he likes track and field. Emma is the youngest at 4 years old and she loves to color. 
  • One day in December, the state of Wisconsin had a terrible earthquake and the Seashell's house was destroyed. Their youngest child, Emma, was injured severely when the fridge fell on her whereas the others only had minor injuries.
  • The doctors said that Emma had cracked her head open in three different areas and was in need of lots of expensive medical treatment. The doctors also said that she would need to stay overnight at the hospital for the next few weeks. Her parents, Karen and John, could not afford the medical treatment because their health insurance expired the day before and John is currently unemployed.
  • Not only did they have to pay for Emma's medical expenses, but they also had to pay money for 100% of the items they lost since homeowner's insurance does not cover earthquakes. They could stay at a family friend's house until they found a way to pay for home repairs so they weren't too worried about where they were going to live. 
  • At their family friend's house, they looked at their savings. They had $1,500 in emergency savings and they decided they would put it towards Emma's medical care. They realized that they clearly didn't have enough money to repair their house and replace all of their belonging so they looked up government programs on their friend's computer. 
  • After spending some time researching government programs to help with their earthquake disaster relief, they found the perfect program for their family: FEMA.gov. FEMA.gov is a program that financially helps people whose permanent homes are destroyed. To be qualified for this program, you have to have some sort of natural disaster destroy or damage your house, you must have a social security number, and you must be legally present in the U.S. FEMA.gov helped this family with their financial needs and helped pay for their house's necessary repairs. To improve their quality of life, the Seashell family goes to their destroyed house on the weekend and help repair their home. Emma finally got home from the hospital and they will be paying off her medical bills for quite some time so John got a job in real estate with Karen.
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