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  • Hey, I'm Doug! I am interested in purchasing a new farm for my animals and I have a credit score of 780.
  • I am going to talk to the owner of this farm to see if I can purchase it. 
  • Hey I'm Doug and I am interested in buying this farm.
  • Well, I am selling the farm for $1 million. However, the rest of the sale depends on your credit store.
  • My credit score is 780!
  • That is good. That means that you will have only a 5% APR.
  • If you had a credit score under 650, then I would have had to charge you 8% APR.
  • I want to put a $350,000 down payment on the farm. That means if I pay the loan off for 30 years I will have a monthly payment of $3,489.34 and will pay $606,162.60 in total interest.
  • That's great!! I can't believe I'm going to own my own farm!
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