Managing Credit Summative

Managing Credit Summative
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  • Using Credit can benefit you in many ways.
  • Having good credit can get you better rates on your car insurance.
  • It can also get you better interest rates on your mortgage!
  • Robo
  • Bank
  • Not paying off loans, not paying child support, or racking up tax debt can hurt you! All of these will be placed on your credit report and could hurt your credit score and any chance of new lenders lending you money.
  • Good credit can also improve your chances of getting hired, you could possibly pay less for security deposits, and you have more negotiating power.
  • It is your responsibility to make sure that your information is correct so your credit report accurately reflects you and your credit score.
  • Using credit can have a few disadvantages though if you use it the wrong way.
  • CREDIT SCORE:735
  • Having good credit can help you financially so you could afford things like...
  • Because of the Equal Credit Opportunity Act, it is also possible for banks to charge you with higher or lower interest rates based on your credit score, and you always want to have a lower interest rate, so maintain a good credit score!
  • YOUR DREAM WEDDING!
  • Your credit score is made up of your payment history, your amounts owed, your lengths of credit history, the types of credit you have, and any new credit.
  • You can check your credit report online for free at annualcreditreport.com once a year. Having an excellent credit score like Robo will give you many benefits like having a better chance of being approved for a loan and higher credit card limits.
  • Just remember, if you don't have a good credit, you may not have as many opportunities because lenders may not want to let you borrow their money if your credit score is too low.
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