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  • Hey mom I want to get a credit card now.
  • Um..? You do know that it has its goods and bads right
  • What could possibly be bad about a credit card?
  • Uhm for one you could lose your good credit reputation
  • Also of you may lose some of your income and property in order to pay your debt
  • But don't forget about the good ones too
  • Buy several things and pay just one bill for them
  • Enjoying goods and services now and paying for them later
  • Keep a record of your expenses
  • You can travel without a lot of cash and having to be worried about being robbed
  • Well I guess you're right.....
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