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  • hi my name is sarah i wanted to ask for a loan to pay off my car payment . can you help me?
  • whats a credit score?
  • Your credit score is a number that lenders use to help them decide whether to give you a loan and what interest rate they should charge.
  • well yes i can my name is jenny and i think you mean a credit score.
  • so is credit report the same thing as a credit score?
  • so how can i raise my credit score ?
  • Your credit report is your financial report card. It tells how you borrowed money and your history of how you paid it back.
  • Pay all bills on time. and If you have missed a payment on an account, catch it up
  • so once i get the loan i will have a credit report to pay of my money.
  • yes. so the quicker you pay your bills the faster it will be gone.
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