Obama Care part 2

Obama Care part 2
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  • Pros
  • It lowers the budget deficit by $143 billion by 2022 according to the Congressional Budget Office.  It does this in three ways. First, it reduces the government's health care costs. Second, it raises taxes on some businesses and higher income families. Third, it shifts cost burdens to health care providers and pharmacy companies.  
  • Pros
  • The biggest benefit of the ACA is that it slows the rise of health care costs.  It does this by providing insurance for millions and making preventive care free. This means people receive treatment before they need expensive emergency room services. 
  • Pros
  •        It eliminates lifetime and annual coverage limits.Insurance companies used this to contain costs to $1 million per year. Beneficiaries who exceeded that limit had to pay 100 percent of costs. 
  • Cons
  • Three million to 5 million people lost their employment-based health insurance. Many businesses found it more cost-effective to pay the penalty and let their employees purchase insurance plans on the exchanges. Other small businesses find they can get better plans through the state-run exchanges. 
  • Cons
  • Thirty million people never had company plans and relied on private health insurance. Insurance companies canceled many of their plans because their policies didn't cover the ACA's 10 essential benefits. For those who lost those cut-rate plans, the costs of replacing them are high. The ACA requires services that many people don't need, like maternity care. 
  • Cons
  • Thirty million people never had company plans and relied on private health insurance. Insurance companies canceled many of their plans because their policies didn't cover the ACA's 10 essential benefits. For those who lost those cut-rate plans, the costs of replacing them are high. The ACA requires services that many people don't need, like maternity care. 
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