Credit Comin (P4 Com Con)

Credit Comin (P4 Com Con)
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Storyboard Description

Comic explaining the difference bewteen credit and debit, and when to use the right one

Storyboard Text

  • Hey! I'am Going to pay at the register, what should use? Debit or Credit? Cant tell which one is better 
  • Use Debit, Not Credit. Credit is the ability to borrow money in return for a promise of future payment, why do that when you  can simply pay right now!
  • but what happens if I use credit instead of debit?
  • Lets say, you use credit to buy a whole meal for $30, if your interest rate is 15% per year, you would have to pay $34.50 at the end of the year.
  • Oh, so I should use debit for this purchase for my meal?
  • Yes! you simply enter your PIN and the funds are deducted from your bank account immediately
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