Greed: Tom walker makes a deal with the devil to gain wealth. It is significant because it warns readers to not let the money get to them or else it will ruin their lives.
Values: Tom values wealth and financial prosperity over the well being of others. he is more concerned with the loss of his valued possessions that he is with the murder of his wife. Because of Tom's values, karma comes to get him back in the end.
Religion: at the end of the story Tom believes he can atone for his sins by reading the bible and going to church, while with misery, heartless practices. Also, he condemns puritans for their intolerance and persecuting those who didn't believe what they did.
Bargaining: Tom doesn't think about the consequences of making a deal with the devil. He has to be really careful when making a deal like that. He needs to make sure the terms are clear and understood.
Manipulation: Tom gets "manipulated" by Old Scratch by a promise of enough wealth and riches to last him the rest of his life. Tom then manipulates clients who come to him for leans, paying off their poverty and for better lives and to make more money. No one realizes they are being manipulated until its too late.
Good vs. Evil: Greed and hypocrisy are the root of evil, and from Tom's fate it is clear that these do not go unpunished. It also implies that this fate is avoidable, with a set of proper values and sound judgment, people can live "good" lives and block the devil.
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