credit story board

credit story board

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  • Hi! I am interested in renting one of your apartments. I was wondering by what you mean to have good credit to rent.
  • Hello! I require renters to have good credit. Do you know your credit score is?
  • No I do not, How can I check and see that?
  • Well there are free credit reporting agencies that allow you to check your credit annually. The three are; Equifax, TransUnion, Experian.
  • Okay, so what happens once I check it and I have a bad credit score?
  • Well if you have a bad credit score, you can't fix it over night. Fixing your credit takes some time. For example late or missed payments are on your credit report for seven years and inquiries are on there for two years. If you have late payments I would pay them as soon as you can. You always want to be proactive on paying.
  • Oh wow, so I guess I should check my credit score asap!
  • Yes, that way you can see if you can rent one of the apartments.
  • A few days later:
  • I got my credit report back! My credit score is: 720
  • Great! Alright that is a good score, lets talking about renting an apartment.
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