More Options: Make a Folding Card

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  • Credit cards can make it easier to buy things. If you don't like to carry large amounts of cash with you or if a company doesn't accept cash purchases
  • I'm Ryan, I'm getting ready to shop for Christmas presents. Good thing I have my credit card. 
  • Oh no! Where did my credit card go?! I think I may have lost it! 
  • Good thing credit cards offer additional protection if something you have bought is lost, damaged, or stolen.
  • Here's my credit card! Wow, look at that car! Maybe I should treat myself and buy a car for Christmas.
  • Having a good credit history is often important, not only when applying for credit cards, but also when applying for things such as loans, rental applications, or even some jobs. Having a credit card and using it wisely  will help you build a good credit history.
  • I don't think I had enough money for everyone but I bought the gifts anyway. That's the downside to having a credit card, they make people spend money that they don't have.
  • Yikes...
  • REMINDER! You have to pay your credit card as this balance can go up!
  • Your current balance is $3,925.
  • Bank of Mahwah
  • So I'm at the bank now because I have to pay off my credit card for so much money. And the worst part is, I just found out that because I didn't pay off my balance, they're increasing the interest rate by 20%!
  • The biggest problem with rising interest rates is that the cost of borrowing money goes up. Another downside to credit have to pay off your balances.
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