Scott Lillis Credit PBA

Scott Lillis Credit PBA

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  • Hello Pete I here you are looking for a loan. Im sorry to say this but we cannot provide you a loan because you only have a phone bill and no credit.
  • In order to get a lower interest rate on a loan you need to have a high credit score. In order to get a high credit score you need to purchase and pay for thing with a credit card A credit score ranges from 300-850 Above 780 is great 660-780 is good 500-660 is okay Below 500 is bad
  • Interest is money you pay back to your lender in addition to your loan. It's like a fee for borrowing your money. Credit cards are plastic cards that are used to buy something now and pay when you get your credit card bill
  • Please dont go bankrupt!!! Bankruptcy means you are telling the government that you have no money and the government needs to give you money.
  • Don't say you are bankrupt when you aren't because then you could go to rail!!!
  • So Pete I hope that video helped you understand what you need to get a loan and understand that you should not go bankrupt. 
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