Hey Johnny, have I ever told you about your Credit Score?
Definitively so, but you should also check it so that you can see if anything went wrong under your name. Someone could be up to no good with your information, so you have to be sure to check your report to catch and correct it.
It's critically important! Your credit score helps you keep track of your previous credit history and helps lenders know whether you're credit worthy.
That does sound important! So how does it do that, and why do I need to check it?
Your credit report keeps track of how well you've handled money you've borrowed from lenders. If you handled it well, lenders will be more willing to lend you money!
Oh! So I should check it to make sure people will want to loan to me.
Oh no! Those dirty crooks! I hope that never happens to me.