I have started to setting aside money when i was 25 because Emergency funds and Sinking funds are important for me. Now I can feel comfortable against to emergency expenses and we have an old house, we can repair it with sinking fund.
Down payment and Education fees
Education is limitless for me. I'm a frugal person and with saving money always i can pay my education expenses. I'm tired of rent home and I want to have mine. Now i have a down payment for my dream house.
Holidays and Luxurious items
I reached to prosperity with saving money hereby things which i need are affordable for me now. My favourite activity is going on holiday and actually i like to keep up with technology. Nowadays I'll change my phone with cutting edge.