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  • Emergency funds and Sinking funds
  • I have started to setting aside money when i was 25 because Emergency funds and Sinking funds are important for me. Now I can feel comfortable against to emergency expenses and we have an old house, we can repair it with sinking fund.
  • Down payment and Education fees
  • Education is limitless for me. I'm a frugal person and with saving money always i can pay my education expenses. I'm tired of rent home and I want to have mine. Now i have a down payment for my dream house.
  • Holidays and Luxurious items
  •  I reached to prosperity with saving money hereby things which i need are affordable for me now. My favourite activity is going on holiday and actually i like to keep up with technology. Nowadays I'll change my phone with cutting edge.
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