Personal Finance Credit Reports
By smargolnick, Updated
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Hi. Can you tell me what the cheapest thing on your menu is?
Sure, why that would be our fries. They are $3.25.
The only way to remove negative information-- such as the cellphone bill that is 30 days late is with time. There are ways to build a positive credit history though. You could do this through a depository institution, set up an auto payment, and Co-sign for a person who is equally responsible, have a secured credit card, and have an authorized user on a credit card.
If you mind my asking, what is your credit score?
I have to be careful with how much money I spend. My credit score is too low.
It's a 550.
Well, you're credit score is not great but it's not awful. The lowest a credit score can get is a 300. You're on the border of a bad and poor credit score.
Thank you so much for your help Morgan I will.
Now, there are many other ways that you could fix you're credit score but I only know a few. Why don't you talk to a member of the Better Business Bureau inside?
It was my pleasure.
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