Identity Theft

Identity Theft

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  • your credit reports.
  • OMG!! I have. Isn't it the fraudulent acquisition and use of a person's private identifying information, usually for financial gain?
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  • Hey! Have you heard about Identity Theft?
  • How are they stealing peoples information?
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  • Well…Identity theft starts with the misuse of your personal information, such as your name and Social Security number, credit card numbers or other financial account information. For identity thieves, this information provides access to your finances and private life.
  • information, usually for financial gain?
  • How are they stealing peoples information?
  • the theft.
  • finances and private life.
  • Thats crazy!!! I've always heard there are 6 steps to follow: 1. Lockdown the problem account 2.Get credit monitoring 3.Scan credit card and bank statements for other unauthorized charges 4. Review your credit reports for mystery accounts 5. Contact your local police department 6. Place a fraud alert on your credit reports.
  • . . .
  • I also heard that you need to shred your documents, strengthen your passwords, check your credit reports, guard your social security number, monitor your financial statements, and protect your mail to be safe from Identity Theft.
  • If an individual's identity is stolen, what are they liable for?
  • Under the FCBA, you won't be held liable for any charges if you report the theft before any fraudulent charges are made. However, you could be liable for up to $50 if the thief uses your stolen credit card before you report the theft.
  • This is such a crazy topic! I'm glad we got to share information!
  • and you need to contact one of these three agencies... Equifax, Experian and TransUnion! These are the most trusted agencies in the U.S.
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