Credit Personal Finance

Credit Personal Finance

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  • Boy! I can't wait to get me a new car today! I hope nothing goes wrong!
  • Hi Sir! I'd like to buy a Car!
  • Well, I'll have to check your credit score first.
  • What's a credit score?
  • A credit score is a number given by one of the 3 credit bureaus to show how likely an individual is to repay their borrowed money.  
  • Each person can check it once a year for free from each of the 3 credit bureaus, Equifax, Trans-Union and Experian. I can look it up here, but it will lower your credit.
  • Oh! Well how do I check my credit score?
  • Thank you for the information! Is my score good enough to buy a car?
  • It seems you have payed your bills on time, as your score is 750! That is very good for someone so young. 
  • There is one more thing. If you don't have a good credit score, it could tarnish your wages, and prevent you from buying an apartment, house, or even getting a job. Have a nice day!
  • Yay! Is there anything else I should know about credit scores?
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