building wealth

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  • I heard you can go get a loan now and just not pay it back to the bank, or atleast late if needed. 
  • Oh no! you can't do that, it will ruin your credit. 
  • What is credit? Are you just trying to confuse me?
  • What do you mean it will ruin my credit? What even is credit?
  • Credit is a history of how on time and how often according to contract you have payed back your loans. If you ruin it you can no longer take out loans.
  • No, credit is real, it is a history of how on time and how much of you loans you pay back if you mess it it will lower your credit then the bank won't give you a loan.
  • What is credit? Are you just trying to confuse me?
  • Oh wow thanks for telling me I won't do that. 
  • Thank goodness for that women earlier. I need to consider my sources from now on. Sounds like credit is a really big deal I didn't even know about.
  • No, credit is real, it is a history of how on time and how much of you loans you pay back if you mess it it will lower your credit then the bank won't give you a loan.
  • No problem now its your job to inform others.
  • Honey have you seen our credit card?
  • Oh ya... I tried to use it at the gas station yesterday but they said they had to cut it.
  • What? I told you to pay our credit card bill...!
  • Oh my goodness, did you pay our credit card bill last month?
  • Not oh well now our credit score has lowered and we have to get a new credit card you have to remember these things.
  • OK, Im so sorry I won't let this happen again!
  • Oh... I knew i was missing something oh well
  • I'm so sorry, I knew I forgot to do something, oh well.
  • Not oh well now our credit score has lowered and we have to get a new credit card you have to remember these things.
  • OK, Im so sorry I won't let this happen again!
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