Set in Paris France in the 1800's. A middle class woman is displeased with her life and wish that she had more. Her name is Matilda and she had a grateful husband named Mr Loisel who wanted her to be happy more than anything.
The husband was so fed up with her unhappiness that he managed to get her an invitation to a very classy party. He showed her the invitation thinking it would make her happy. She saw it and started to cry, the husband asked why and she said that she had nothing to wear. So the husband gave her money to get it. After she got the dress she wanted more so she went to a friend and borrowed a beautiful diamond necklace.
She wore it to the party and had a great time, she was admired by everyone. After the party she was very hasty to get out, she was offered a coat but she thought that it looked poverty-stricken. There was no cab so she needed to get a carriage in the more necessitous part of town.
When they both got home they realized that the necklace was gone so they sought out to find it.
Eventually they gave up and attempted to raise enough money to buy a new one which took 10 years to pay off it.
After all of this she saw her friend in public she talked to her and blamed everything on her. Then after the yelling her friend said that the necklace was fake to begin with.