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its for a school project

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  • The Bank of Smart Decisions
  • Can you help me with my credit card statement.
  • Hello, welcome to the bank if credit cards, how may I  help you?
  • The Bank of Smart Decisions
  • Why?
  • Since, you owe us $1700 dollars and your paying the  minimum, I recommend you paying more then the minimum every month.
  • Because if you keep paying minimum every month your gonna get finance charges.
  • The Bank of Smart Decisions
  • Finance charge are  interest charges that are added when you   still have   money to pay off in 30 days . The money that still needs to be payed off is called carrying a balance. 
  • So if you keep paying minimum payment every month your gonna be  carrying a balance and finance charges are going to add up and its gonna take you 37 years to pay off the cloak. And in 37 years, you will pay $7697.65 in  interest. 
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