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  • Credit Reports and Scores
  • Okay class, can anyone tell me some things they know about credit reports and scores?
  • Credit is the promise to pay back a set amount of money!
  • Good! Does anyone remember the two types of credit that we talked about last class?
  • and open-end credit!
  • ??????
  • Closed-end credit!
  • Good! remember not everyone can get credit, it depends on if lenders trust you will pay back the loan as agreed
  • Although you might not be using credit right now when you are older credit will provide long term benefits such as a buying a home, car, and higher education .
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