You learn that the main character, Mine. Loisel is very selfish and greedy. You are also introduced to her husband, a caring man, and one of her old friends, who is very rich. This happens in Europe in the near past.
The main character has nothing to wear to the party so her husband spends his saving on her. She then needs jewelry and borrows a diamond necklace from her friend.
Can we borrow some money.
They went to the party and Mine. Loisel was having a great time. She was enjoying herself and how she looked. When it was time t go, sh was embarrassed that she didn't have a fancy jacket or coat.
Mine was fake.
They rode home. When she arrived, she discovered she lost the necklace. When they found a replacement, it cost 36,000 francs.
The husband and wife asked people for money. They wrote promises saying they would pay them back. They worked for years to pay everyone back.
When she brought the necklace to her friend, she told her about how she lost it and bought a new one. Her friend told her the necklace was fake and cost 500 francs at most.