There, I finally bought Sam's birthday present! It comes in literally the day before his birthday, couldn't have timed that any closer
But now that I have this credit card, I can buy all of this cool stuff like that 4k tv I saw on those adds or that back massager. No, I don't want to put myself into too much debt, If I do my credit score will go down.
A few days later
Hey son, guess who's birthday it is?
mmm give me a couple of minutes
Happy Birthday Son!
Oh Wow! Thanks dad! I had no idea you would be able to afford it!
Thanks to some research, and my good credit score/report, I was able to get myself a credit card on time to get you your present.
Really?! Hopefully when I'm an adult I'll be able to as good as you when using my own credit card!