Mme. Loisel was born into a middle class family. She dreamed of being wealthy from a young age into adulthood.
Her husband was aware of her fascination with the upper class. He got her an invite to an upper class event. But she does not have anything to wear, this discourages her.
Mme. Loisel bought a dress. She loved this lifestyle. But she was not content with just the dress, so she borrowed an old friends diamond necklace.
Although she wishes she could stay forever, she soon leaves to return home.
She has lots of fun at the party. She danced with all the men, and was complimented on her beauty by all.
While on the cab ride home, she realizes that she misplaced the borrowed necklace.
She pays off the necklace after working for 10 years. She later finds her friend at the park, she tells her that she replaced the necklace. Then the truth is uncovered that the original necklace was a fake.