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Good afternoon! Just take a seat there.
So we have the stats for the house you were looking at.
Your purchase price is $260,000 and your down $14,000. Your closing costs are $1,230. You will have a loan period of 360 months. The interest rate will be %7 with a monthly payment of $2,146.82.
Well, for one your mortgage costs will stay the same, they rise with renting. You also wont be able to do whatever you want with the property because it wont technically be yours. Buying for you is the best option because you have the money to pay with low risk.
I mean I have the income to pay. Though why should I buy instead on simply rent?
Wow that makes a lot of sense, thanks! Let's sign the paperwork over now!
Great! I can already tell you will be a great homeowner.
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