Set in France 1880, with a married middle-class couple living in Paris. The young woman is unhappy with her lifestyle and wants to be like the more wealthy people in town.
Madame dreams of being wealthy and having fancy dresses, jewelry, and parties. Instead they have to live their lives how it is now.
Mathilde Loisel gets off the Carriage and notices that the necklace is gone. Her husband searches everywhere but finds nothing. They spend 10 years repaying the debts they had for trying to replace the necklace.