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Maybe you should learn how to budget what you buy better!
I don't know what to do. This shirt is so cute, but I would have to spend all of my money on it!
Budgeting is being smart when deciding what to spend your money on.
You're right, that shirt IS really cute, but I know you've been wanting a new phone.
Maybe instead of getting the shirt today, you could buy something less expensive...
...like a cup of coffee! Then, you can use your left over money to save up for a new phone!
Wow, that's a good idea. Thanks!
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