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Pete earns $7.25 an hour at his part time job earning minimum wage.
Pete has to make a visit to the bank in order to apply for a loan. Pete is similar to the other 71% of college students who apply for federal loans.
The bank may expect Pete to share his full financial profile, including his credit history, income and assets; Pete has a poor credit history and as result fails to obtain the loan.
Why wasn't I able to receive a loan from the bank?
What is your current income? Do you offer collateral, or potential assets? What is your credit score and history?
You will have to establish a strong credit history and trustworthiness in order to make the process of obtaining a loan easier and more attainable.
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