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  • I think we bought more than we can handle. I don't think we'll be able to pay this back anytime soon..
  • We are new at this, don't worry! 
  • It's time to talk about credit sweetie. Credit is basically being able to use money you don't have currently but promise to pay back. You need to be very responsible when it comes to owning credit cards.
  • You want to be sure that you will have the means to pay your dues on time! Late fees are never fun for your pocket. Always ask yourself if it's something you really need.
  • Did you and Dad ever make mistakes using credit cards??
  • yes honey, wayy too many! Just make sure to learn from your mistakes. Make sure to research what credit plans or caards work besy for you.
  • 8 years later...
  • We are so proud! 
  • If it wasn't for you two teaching me what credit is and how important it was to my future, I never would've been able to finish med school with a 735 credit score.
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