Im tired of not having money to do things that i want. I wish there was a way to manage my income.
Hi councilor, can you help me start a budget? being broke is making me fall into a depression.
Sure! come with me to my office and i will show you step by step how to start it.
Okay Kaitlyn, to start a budget you would first need to write down your monthly income, then you would need to calculate how much all of your bills would cost. and lastly, you can put your left over money as miscellaneous expense (money you can spend whatever on)
oh wow ! thank you so much! im excited to try this "budgeting" thing out.
your welcome! try it out then let me know how it goes after!
Okay so i have all my bills paid on time so i didn't have to pay a lot of intrest or any late fees. that saved me $300 to spend on my own.
*The month after the meeting with Kaitlyn's councilor*
Thank you so much councilor! You changed my life!!