Understanding Credit

Slayt: 1
A number that shows how trustworthy you are with borrowed money. credit card is like borrowing tool that you get money for a short time that you eventually have to pay off.
Hey what's credit score and how does it work.
My hat is coming in tomorrow.
Just like I used this credit card to get in this party and how that guy is ordering something on his phone.
Slayt: 2
Well their are a lot of risks like if you are not careful with spending you can get get in big debt and eventually you will have to pay off your balance and if you don't, you will get late fees and that screws up your credit .It could also make it to where you have a higher APR.
Well that seems easy.
Slayt: 3
Well what if I forget to pay my bills and my credit drops.
Well To build a good credit score, start by paying your bills on time every month. Payment history is very important. Try to keep your credit card balance low and do not use all of your available credit higher credit score . Only borrow money when you need it but it helps to have a higher credit score to get a lone with lower interest . Check your credit report to make sure there are no mistakes. Building good credit takes time, so be patient and make smart money choices.

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