سجل كمعلم
personal finance
نص القصة المصورة
- الانزلاق: 1
- i wanna know about a credit car mom. Can you tell me Some things about one?
- sure thing honey.
- الانزلاق: 2
- 1. look out for APR(annual percentage rate) this determines if you will need to pay more in fees or interest, Lower the better.2. Also credit does matter because if you have low credit banks will not want to loan you money. a good score is 690-719 and a bad one is 300-629. this matters because this can cause an increase in APR and fees and interest so they can keep you in a loop of taking your money3. an example of this mattering is when you would want to buy a car. they'll look at your credit and if you have a bad one they'll charge you more since they don't trust you'll pay it back, but if you have good credit they'll trust you and not charge more.
- How much can i spend and what would happen if i miss some payments?
- الانزلاق: 3
- 1. Make sure you're paying all your bills and other payments on time. if you don't they'll deduct credit points and trust me it is easier to lose then gain. 2. don't open up so many credit cards this will mess you up keep 2 max. also you will start with 690 credit.3. also if you have a 100 dollars only use 30% that and I can't stress enough do your payments and bills on time.
- thank you mom
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