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- الانزلاق: 1
- Im thinking about getting my first credit card but don't know how debt and credit even works, do you?
- Debt and credit can seem confusing really easily but once you look into it its actually pretty simple.
- الانزلاق: 2
- How can I start off with a good credit score?
- The first thing you should know about credit cards in what a credit score is.
- A credit score is a three digit number that basically tells people how likely you are to pay your debt and payments on time.The more often you keep up with payments,the higher your score.
- It is important you are responsible with your purchases on your credit card so your credit doesn't become super low because your bad at paying back loans.
- الانزلاق: 3
- Well everybody starts with a credit score of zero. Its a good idea to put things on your credit card at first that you know you will be able to pay off. This could be something like just getting gas on that card.
- That will help you build credit, a high credit is helpful/attractive when trying to buy big purchases and apply for loans
- What can you tell me about debt?
- Debt is money that you borrowed from the bank that you need to pay back. Paying back your debt looks good on your credit score.There are two ways to pay back debt. The 1st is the snowball method, this means that you focus on the debt with the largest amount first. The 2nd method is the avalanche method. This means that you focus on the debt with the highest interest rate.
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