To boost our company sales, we are planning to provide loans to individuals.
Yes, starting next month we will be offering 3 types of loans to our customers- education, renovation and personal loans.
XXX Digital BankBoard Meeting
Director
CFO
This is good news ! So what is the progress of this ?
My team and I are currently reviewing our company's loan application process and revising our credit policy.
Please ensure that the loan process has been checked thoroughly especially credit analysis as it helps us evaluate applicants' loan request to determine their ability to meet the debt obligation
I agree, It also helps us to assess how severe the losses will be if they are unable to meet the debt obligation
XXX Digital BankBoard Meeting
Yes do not worry, I will be meeting with our credit analysis department later
Board meeting : XXX Digital bank discussing the types of loans they will be offering
PAYMENTHISTORY
CREDITHISTORY
OUTSTANDING LOAN
DEMOGRAPHICDATA
We will be using the traditional credit evaluation to perform credit analysis.
You may also give feedback along the way.
Board meeting : Discussing the importance of credit analysis
1 week later....
With the help of machine learning models that automate identify data patterns, I'm now able to verify them and perform credit analysis